Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Preparing For the Ultimate Vacation Make your retirement as exciting as your next vacation. The SECURE Act This article may help you understand the most recent changes to your IRA and your RMD implemented with the SECURE Act. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.